Services

At Mills Mortgage Services, we provide expert advice across a wide range of mortgage products, ensuring you get the right solution for your specific needs. Whether you’re a first-time buyer, moving home, are looking to remortgage, or are a property investor, we’re here to guide you every step of the way.

Our advice is confidential, tailored to your needs and completely free. All brokers receive commission from the lender when the mortgage completes. You’ll pay no more applying using our services than you would going directly to the lender on the same deal – but we’ll also handle the entire process for you from finding the right deal to making the application and dealing with the lender right through to completion. 

And, if a better deal becomes available before completion, we can switch you to it if it’s more suitable for your needs.

Residential Mortgages

Helping you secure the right deal whether you’re purchasing your first home or moving to a new one.

  • First-Time Buyers
    Buying your first home is an exciting milestone, but it can also feel overwhelming. We simplify the process by helping you understand your options, from finding the right lender to navigating the Help to Buy and other first-time buyer schemes. Our goal is to make your journey to homeownership as smooth and stress-free as possible.

  • Home Movers
    If you're planning to move, finding the right mortgage is key to making your next step a reality. We help you explore your options, whether you're moving up the ladder or downsizing, and ensure the process is seamless from start to finish.

Remortgages

If your fixed-rate mortgage is coming to an end, or you're simply looking for a better deal, remortgaging could save you money or give you access to extra funds. We’ll review your current mortgage and search the market for more competitive rates or products that better suit your needs, ensuring you get the most from your mortgage.

Buy-to-Let (BTL) Mortgages

Whether you're investing in property for the first time or expanding your portfolio, buy-to-let mortgages require specialised knowledge and advice. With years of experience in property investment, we help you secure the best mortgage deal while considering factors like rental yield and long-term investment goals.

Protection

It’s crucial to protect both your home and your loved ones. We offer advice on:

  • Home Insurance
    Safeguarding your property is just as important as securing the right mortgage. We can help you find comprehensive building and contents insurance, giving you peace of mind that your home is protected against unexpected events.

  • Life Insurance
    Life insurance ensures your loved ones are financially protected if the worst happens. We work with leading providers to find the right cover for your circumstances, so you can rest assured that your family’s future is secure.

Ready to take the next step or need more advice? Contact us today for personalised, expert mortgage advice to suit your needs.